Creating homeowners is our business. Let us show you how.
It only takes 3-5 days for us to review your application!
Mortgage qualification is within your grasp! View our latest properties!
Our Rent-to-Own program is all about helping someone who not only has bruised their credit but, more importantly, is taking or is willing to take the steps required to improve it. As long as we can see that your credit is repairable, you are a candidate for our Rent-to-Own program.
Yes. It has been our experience that Rent to Own clients who have “skin in the game” have a higher probability of qualifying/success, to the point where we rarely offer zero-down deals. From the beginning, you are invested and financially committed to this deal, as are we. The bank will require money down once you have qualified for your mortgage, and the deposit serves to start you down the road to fulfilling the down payment.
We ask: “What is the most that can you afford to put towards the down payment on your new home?” The more that you put down before you move in equates to a reduced monthly Option Payment. Depending on your situation, the bank will be looking for between five and twenty percent down at time of purchase. You are going to be paying towards that down payment in two ways – with the up-front Option deposit and with the monthly Option Payment. We have flexible terms suited to each client’s financial needs. Some clients can pay more up front while others pay more monthly.
It makes a difference when you finally believe that you can own your own home. It was nice and easy working with Peak Housing Solutions. We were approved for the rent-to-own program and here we are now – new homeowners!
It was difficult coming up with a downpayment to buy a home. Janelle, Lynda and the team came up with lots of flexible options to help me achieve my goal – and I am now a proud home-owner! Thank you Peak Housing Solutions!
Lynda and Neill were awesome to deal with. They really cared about us and about helping us get into a home. They are genuine people and set up a realistic program that got us into home ownership. Thank you!
